ADSENSE
• Attractive Rates
• No charges on part pre-payment
• Tenure upto 25 years
• Delivery of home loan papers to Doorstep
•Top Up & Home Improvement Loan facility available on existing Home Loan
• Sanction approval without having selected a property
• Documentation Simplified
• Free Personal Accident Insurance policies
• Insurance options for your home loan at attractive premium
ICICI offers Home Loan for following purposes:
1.Home Loan- to purchase a new home then you can apply individually or jointly.
2.Home Improvement Loan
3.EMI Under Construction- EMI Under Construction helps you to make payments in EMI, in a partly sanctioned loan for an under construction project.
4.Balance Transfer-facility to transfer your running loan from an other Bank
5.Top-Up Loan- facilitates the Top-Up Loan, an additional funding against the security of your property.
Documentation required:
Salaried:
Age: 21years to 65years
Income: Rs.1,44,000 (p.a)
Loan Amount: 2,00,000 - 1,00,00000
Tenure: 5years-20years
Current Experience: 1years
Processing Fee: 0.5% of loan amount as Administrative Fee or Rs. 2,000, whichever is higher
Self employed:
Age:21years to 65years
Income: Rs.1,50,000 (p.a)
Loan Amount:2,00,000 - 2,00,00000
Tenure:5years-20years
Current Experience:3years
Processing Fee:0.5% of loan amount as Administrative Fee or Rs. 2,000, whichever is higher
Documentation:
Salaried:
1) Application form with photograph
2) Identity & residence proof
3) Latest salary slip
4) Form 16
5) Last 6 months bank statements
6) Processing fee cheque
Self employed:
1) Application form with photograph
2) Identity & residence proof
3) Proof of business existence
4) Profile of the Business
5) Last 3years ITR
6) Last 6 months bank statements
7) Processing fee cheque
Current Home Loan Interest Rates:
Up to 30 Lacs: 8.25% (Upto Mar 31,2011) 9.25% (from Apr 1,2011 - Mar 31,2012) 9.25%
From 30 Lacs to 50 Lacs: 8.25% (Upto Mar 31,2011) 9.25% (from Apr 1,2011 - Mar 31,2012), 9.25%
Above 50 Lacs: 8.25% (Upto Mar 31,2011) 9.25% (from Apr 1,2011 - Mar 31,2012), 9.25%
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