ADSENSE
Special limited time offer: Get HDFC Home Loan at 8.50% fixed till March 2011. Hurry, apply now!
• Home Loan:If you want to purchase fresh or resale or construct houses can apply individually or jointly for HDFC home loan.
• Home Improvement Loan:HIL (Home Improvement Loan) facilitates in-house & peripheral repairs and other structural improvements like painting, waterproofing, plumbing and electric works, tiling and flooring, grills and aluminum windows.
• Home Extension Loan-HEL (Home Extension Loan) facilitates the extension of an existing lodging unit.
• Land Purchase Loan-HDFC Land Purchase Loan facilitates to purchase land. It can be for dream house or an investment for the future.
Features & Benefits of HDFC Ltd Home Loan
• Attractive Home Loan Rates.
• Options from Fixed Rate or Floating Rate are available.
• Maximum Funding upto 85% of the cost of property.
• Easy repayment options.
• Hassle Free Documentation - no security/guarantor is required.
• Automated Repayment of Home loan EMI - Customer can repay Home Loan EMIs directly from their HDFC Ltd Savings Account.
• Customer privileges - An existing HDFC Home Loan customer can avail of other loans (such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against property ) at lower interest rates.
• You can choose from Fixed Rate or Floating Rate with options to structure your loan as Partly Fixed or Partly Floating.
• Flexible repayment options to suit your individual needs.
Eligibility Criteria :
Salaried:
AGE: 21years to 58years
Income: Rs.1,20,000 (p.a)
Loan Amount: 2,00,000 - 1,00,00000
Tenure: 5years-20years
Current Experience:3years
Processing Fee: 11000/- or 0.5%
Self employed:
AGE: 21years to 65years
Income: Rs.1,50,000 (p.a)
Loan Amount: 2,00,000 - 2,00,00000
Tenure: 5years-20years
Current Experience: 2years
Processing Fee:11000/- or 0.5%
Documentation:
Salaried:
1) Application form with photograph
2) Identity & residence proof
3) Latest salary slip,
4) Processing fee cheque
5) Last 6 months bank statements
6) Form 16
Self employed:
1) Application form with photograph
2) Identity & residence proof
3) Business profile, Last 3 years profit/loss & balance sheet
4) Education qualifications certificate & proof of business existence
5) Processing fee cheque
6) Last 6 months bank statements
Loan Schemes:
Up to 30 Lacs: 8.50% (Upto Mar 31,2011),9.50% (from Apr 1,2011 - Mar 31,2012), Then 9.50%
From 30 to 50 Lacs: 8.50% (Upto Mar 31,2011),9.50% (from Apr 1,2011 - Mar 31,2012), Then 9.50%
Above 50 Lacs: 8.50% (Upto Mar 31,2011),9.50% (from Apr 1,2011 - Mar 31,2012), Then 9.50%
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